122 Monterey Avenue

Panama City Beach, FL 32413

$1,000,000

Active

122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413
122 Monterey Avenue, Panama City Beach, FL 32413

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Beds
4
Baths
2
Square feet
1,848
Lot size (sq ft)
8,276
Year built
1977
Property type
A

Description

NEW PRICE on this Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living. This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience in the highly sought-after private beach access community of Santa Monica Beach. No crowds here!

The real treasure lies 400 feet from your front door with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue skies and breathtaking sunsets guarantees relaxation in the most laid-back environment. Gated beach access ensures privacy and exclusivity that's increasingly rare along this coveted coastline.

Enter to find a well-designed layout that captures the essence of old Florida charm. The first floor offers kitchen, dining, living area, three bedrooms and one bathroom. The second story, formerly a fully equipped studio apartment with exterior door access provides a large bedroom, bathroom, coffee bar and expansive decking with views to the gulf creating the perfect backdrop for morning coffee or evening relaxation. This home easily accommodates family gatherings or visiting guests who wish to experience true beach living. Bring your golf cart, bicycles and water sports gear. Plenty of onsite parking and outdoor storage. The possibilities are endless!

Listing details MLS# 983991

Location, Tax and Legal

Area
27 - Bay County
Sub area
2724 - Beach - West Central
Subdivision
SANTA MONICA BEACH
County
Bay
Parcel ID
37191-010-000
Tax year
2024
Annual tax
487.77
Legal description
SANTA MONICA BEACH LOT 27 BLK 2 ORB 3922 P 2227
Zoning
Resid Single Family

General Property Info

Property type
Residential
Year built
1977
Acreage
0.19
Lot size (sq ft)
8276.4
Lot dimensions
75 x 110
New construction
No
Condition
Construction Complete

Interior

Bedrooms
4
Bathrooms
2
Full baths
2
Half baths
0
Building area
1848
Heating
Central
Cooling
Ceiling Fans, Central Air
Interior features
Kitchen Island, Lock Out, Washer/Dryer Hookup
Appliances
Auto Garage Door Opn, Dishwasher, Microwave, Stove/Oven Electric, Water Heater - Elect
Total rooms
10

Exterior and Site

Construction
Frame
Roof
Roof Metal
Foundation
Slab
Patio and porch
Deck Open, Porch
Parking
Carport, Garage Detached, Golf Cart Enclosed, Guest
Garage spaces
1
Carport spaces
1
View
Gulf
Road surface
Paved

Utilities

Utilities
Electric, Phone, Public Water, TV Cable
Sewer
Septic Tank

Schools

Elementary
West Bay
Middle school
Surfside
High school
Arnold

Association and Fees

Association
Yes
Fee includes
Accounting, Ground Keeping

Remarks and Misc

Directions
At the intersection of Hwy 79 S and Hwy 98, turn right traveling 3 miles west to Wisteria Lane, turn left. Wisteria Lane will end at Front Beach Road, turn right. Travel 1/2 mile to Monterey Avenue, turn right. The house will be the fourth driveway on the right.
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