1491 W Highway 98
Mary Esther, FL 32569
$980,000
Active
Description
Rare **Santa Rosa Sound waterfront opportunity** with **115 feet of waterfront**, a private dock with sundeck, and a **separate 1,200 sq. ft. apartment above the garage** offering outstanding flexibility for rental income, extended family, guests, or multigenerational living. Whether you're searching for a primary residence, second home, waterfront retreat, or investment property, this home offers options that are hard to find.
The main residence features beautiful water views, a bay-window breakfast nook overlooking the Sound, tile flooring throughout, and major updates including a 2021 roof, HVAC, and plumbing, plus a new water heater in 2026. The private apartment has its own entrance, balcony, washer/dryer, HVAC, water heater, and security system, allowing it to function independently from the main home.
Additional features include a **400 sq. ft. office with separate entrance**, concrete safe room, workshop, hurricane shutters, circular driveway, and abundant storage. Enjoy boating, fishing, paddleboarding, sunrises, and sunsets from your own waterfront property.
Located approximately **1.4 miles from Hurlburt Field**, this property combines waterfront living, income potential, and flexible space in one unique package.
Listing details MLS# 992670
Location, Tax and Legal
- Area
- 12 - Fort Walton Beach
- Sub area
- 1212 - Mary Esther/West of Hurlburt
- Subdivision
- METES & BOUNDS
- County
- Okaloosa
- Parcel ID
- 14-2S-25-0000-0020-0000
- Tax year
- 2025
- Annual tax
- 3920.02
- Legal description
- The West 114.7 ft of the East 700.0 ft of Lot 2, Section 14, Township 2 South, Range 25 West, lying south of the right-of-way of U.S. Hwy 98, Okaloosa county, Florida, and being further described by composite survey dated November, 1980, by Basil J Boles and as shown on said completed survey as the West 114.7 ft to East 700.1 ft of Government Lot 2, South of Hwy 98, Okaloosa County, Florida.
- Zoning
- Resid Single Family
General Property Info
- Property type
- Residential
- Year built
- 1981
- Acreage
- 0.44
- Lot size (sq ft)
- 19166.4
- Lot dimensions
- 114.7 x 192.76 x 123 x 149.55
- New construction
- No
- Condition
- Construction Complete
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Full baths
- 3
- Building area
- 2986
- Cooling
- Ceiling Fans
- Flooring
- Floor Tile
- Interior features
- Ceiling Vaulted, Fireplace, Guest Quarters, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup
- Appliances
- Dishwasher, Microwave, Range Hood, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Water Heater - Elect
- Total rooms
- 11
Exterior and Site
- Construction
- Concrete, Siding CmntFbrHrdBrd, Siding Vinyl, Trim Aluminum
- Roof
- Roof Dimensional Shg
- Exterior features
- Dock, Hurricane Shutters, Lawn Pump, Sprinkler System
- Patio and porch
- Patio Covered
- Parking
- Oversized
- Garage spaces
- 2
- Pool
- No
- View
- Sound
- Road surface
- Paved
- Road frontage
- County Road, State Road
Utilities
- Utilities
- Public Water
- Sewer
- Public Sewer
Schools
- Elementary
- Florosa
- Middle school
- Bruner
- High school
- Fort Walton Beach
Remarks and Misc
- Directions
- From Eglin Parkway, go west on Highway 98, to a U-turn at Calypso St. House is on the right.
