3224 Highway 98

Mexico Beach, FL 32456

$749,900

NEW LISTING Active

3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456 - Perfect spot to enjoy your favorite cocktail.
Perfect spot to enjoy your favorite cocktail.
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456
3224 Highway 98, Mexico Beach, FL 32456

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Beds
4
Baths
3
Square feet
1,835
Year built
2006
Property type
A

Description

GULF & CANAL VIEWS + PROVEN RENTAL HISTORY! Discover a standout coastal investment in the gated community of Cottages at Waterside Village in Mexico Beach. Offering the rare combination of Gulf and canal views, this 4-bedroom, 2.5-bath beach home pairs an inviting coastal atmosphere with a successful vacation rental history generating $115,000 in proven rental income. Whether you're looking to expand your investment portfolio or own a beach retreat that can welcome family, friends, and vacation guests, this property offers plenty to appreciate.

Designed for relaxed coastal living, the home features an open layout with abundant windows, a spacious kitchen with breakfast bar, and a comfortable living area suited for gathering after a day at the beach. Upstairs, private balconies provide two distinct perspectives of the surrounding coastline and canal, while the flexible loft offers additional sleeping space or room to create a game room, media lounge, or work-from-home retreat.

The appeal extends beyond the home itself. Enjoy a community pool, hot tub, and a shared elevated waterfront boardwalk leading to a canal-side deck with day-docking access. With the beach just a short stroll away and the laid-back charm of Mexico Beach all around, this property delivers an appealing blend of coastal lifestyle, flexible accommodations, and established rental performance.

Listing details MLS# 1014066

Location, Tax and Legal

Area
27 - Bay County
Sub area
2717 - Bay East - Mexico Beach
Subdivision
COTTAGES AT WATERSIDE VILLAGE
County
Bay
Parcel ID
04685-030-000
Tax year
2025
Annual tax
9243.17
Legal description
MEXICO BEACH UNIT 6 235C2 COM MOST NLY COR OF LOT 7, BLK 4, TH NELY 15.01' TH SELY 171.98' TH SWLY 21.39' TO POB. TH SELY 25.20' TH SWLY 66.20' TH NWLY 18.20' TH NELY 22.00' TH NWLY 7.00' TH NELY 44.20' TO POB. AKA UNIT NO. 3224 (LOT 6, COTTAGES AT WATERSIDE VILLAGE) ORB 4723 P 1972
Zoning
Resid Single Family

General Property Info

Property type
Residential
Year built
2006
Lot dimensions
0x0
New construction
No
Condition
Construction Complete

Interior

Bedrooms
4
Bathrooms
3
Full baths
2
Half baths
1
Building area
1835
Heating
Central
Cooling
Ceiling Fans, Central Air
Flooring
Floor Tile
Interior features
Breakfast Bar, Ceiling Crwn Molding, Lighting Recessed, Owner's Closet, Pantry, Washer/Dryer Hookup
Appliances
Auto Garage Door Opn, Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Total rooms
6

Exterior and Site

Construction
Foundation Off Grade, Siding CmntFbrHrdBrd
Roof
Roof Metal
Exterior features
Balcony
Patio and porch
Deck Covered
Garage spaces
1
Pool features
Pool Type
View
Gulf, Canal
Road surface
Paved

Utilities

Utilities
Electric, Public Water
Sewer
Public Sewer

Schools

Elementary
St. Joe
Middle school
St. Joe
High school
St. Joe

Association and Fees

Association
Yes
Fee includes
Accounting, Management, Recreational Faclty

Remarks and Misc

Directions
From Panama City, take US-98 East into Mexico Beach. The property will be on the left (north side of Hwy 98) at 3224 Hwy 98 in Cottages at Waterside Village.
MLS IDX Listing Disclosure © 2026

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