3783 Payne Lake Road
Chipley, FL 32428
$400,000
Active
Description
Lakefront living on beautiful Payne Lake. Situated on 1.45 private acres just outside Chipley, this waterfront property offers privacy and peaceful country living with Panama City, the Gulf Coast, and Tyndall Air Force Base all within an easy drive. The open floor plan is filled with natural light and features expansive windows overlooking the lake. The spacious kitchen connects to the living and dining areas, making it ideal for everyday living and entertaining. Outside, a large deck shaded by mature oak trees provides the perfect place to enjoy the view, whether you're having morning coffee or watching the sunset. Spend your days fishing, kayaking, paddleboarding, or enjoying the wildlife right from your backyard. A separate efficiency mother-in-law suite with its own private entrance, kitchenette, and full bath offers flexibility for guests, multi-generational living, or rental income. Also, could be perfect for a shop and man cave or she shed. With no HOA and plenty of room for boats, RVs, hobbies, gardens, or future expansion, this property offers the space and freedom to enjoy lakefront living.
Listing details MLS# 1009273
Location, Tax and Legal
- Area
- 30 - Other Counties
- Sub area
- 3005 - Washington County
- Subdivision
- Payne Lakes
- County
- Washington
- Parcel ID
- 00000000-00-3322-0003
- Legal description
- 20 2 14 ORB 585 P 181 LOT 4 PAYNE LAKES REC PLAT BLK A, (ELE ORB 1297 P 194)
- Zoning
- Resid Single Family
General Property Info
- Property type
- Residential
- Year built
- 1986
- Lot dimensions
- 165 x 460 x 412
- New construction
- No
- Condition
- Construction Complete
Interior
- Bedrooms
- 5
- Bathrooms
- 4
- Full baths
- 4
- Building area
- 3100
- Heating
- Central
- Cooling
- Central Air
- Flooring
- Floor Tile, Floor Vinyl
- Interior features
- Ceiling Beamed, Ceiling Vaulted, Fireplace
- Appliances
- Dishwasher, Microwave, Refrigerator, Stove/Oven Electric
- Total rooms
- 7
Exterior and Site
- Patio and porch
- Deck Open, Patio Enclosed
- Parking
- Garage Detached
- Fencing
- Fenced Chain Link
Utilities
- Utilities
- Electric
- Water source
- Private Well
- Sewer
- Septic Tank
Schools
- Elementary
- Not Available
- Middle school
- Not Available
- High school
- Not Available
Remarks and Misc
- Directions
- Heading east from Freeport, take FL-20 E, Turn left onto FL-77 N, Keep Right, Continue onto FL-77 N, Turn left onto State Hwy 279/Moss Hill Rd, Continue to follow Moss Hill Rd, Turn right onto Payne Lake Rd, Destination will be on the left
