549 E 4th Court
Panama City, FL 32401
$415,000
Active
Description
DUAL-DWELLING INCOME POTENTIAL | THE COVE MEETS DOWNTOWN PANAMA CITY
Under a majestic canopy of heritage live oaks, among the rare mature trees to stand proud through Hurricane Michael, sits this 1935 coastal cottage and fully equipped detached guest house. Blending historic Southern character with an effective build year of 2015, this property delivers the ideal mix of vintage soul, modern luxury, and unmatched flexibility. With two completely independent dwellings, the possibilities are effortless: live in the main home while generating steady rental revenue from the ADU, rent both units to maximize returns, or create the ultimate private multi-generational compound.
A vibrant red front door at the main entrance welcomes you onto the covered porch and into an airy, light-filled open floor plan highlighted by original crown molding, recessed lighting, and a painted brick fireplace. The galley kitchen boasts extensive granite counter space, crisp white cabinetry, subway tile, and stainless steel appliances. Down a subtle step-down transition, the cozy family room offers a quiet retreat overlooking the grounds. The primary retreat features a mini-split system, a walk-in wardrobe, and an ensuite bath with a double granite vanity and a wet-room bath suite, complete with a freestanding soaking tub and custom dual shower fixtures featuring an overhead waterfall fixture. Down the hall, a versatile dedicated home office includes its own closet (readily functioning as an official
Listing details MLS# 1013767
Location, Tax and Legal
- Area
- 27 - Bay County
- Sub area
- 2702 - Bay - Central SE
- Subdivision
- NO RECORDED SUBDIVISION
- County
- Bay
- Parcel ID
- 20516-000-000
- Tax year
- 2025
- Annual tax
- 6230.11
- Legal description
- Sudduth's 1st Addlot 21 Blk 12Orb 4708 P 649
- Zoning
- Resid Single Family
General Property Info
- Property type
- Residential
- Year built
- 1935
- Acreage
- 0.16
- Lot size (sq ft)
- 6969.6
- Lot dimensions
- 50.0 ft x 140.0 ft
- New construction
- No
- Condition
- Construction Complete
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Full baths
- 2
- Half baths
- 0
- Building area
- 1579
- Heating
- Central
- Cooling
- Wall/Window Unit(s), Ceiling Fans, Central Air
- Flooring
- Floor Vinyl
- Interior features
- Fireplace, Guest Quarters, Handicap Provisions, Lighting Recessed, Lighting Track, Washer/Dryer Hookup
- Appliances
- Cooktop, Dishwasher, Disposal, Dryer, Freezer, Ice Machine, Microwave, Refrigerator, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Electric, Water Heater - Elect, Water Heater - Tnkls
- Total rooms
- 5
Exterior and Site
- Construction
- Foundation Off Grade, Siding CmntFbrHrdBrd
- Roof
- Roof Metal
- Exterior features
- Fenced Back Yard, Separate Bldg Rent, Separate Living Area, Yard Building
- Patio and porch
- Patio Covered, Patio Open, Porch
- Pool
- No
- Road surface
- Paved
- Road frontage
- City Street
Utilities
- Utilities
- Community Water, Electric, Public Water, Sewer Available
- Sewer
- Public Sewer
Schools
- Elementary
- Cherry Street
- Middle school
- Jinks
- High school
- Bay
Remarks and Misc
- Directions
- From PCB: Head east on US-98 across Hathaway Bridge, go 3.4 mi on 15th St, and turn right (south) onto Cove Blvd/FL-77. Drive 1.2 mi south, cross Business 98 into The Cove, and continue south to E 4th Court. Turn right (west) onto E 4th Ct, and 549 E 4th Ct will be just ahead on your right.
