8711 Surf Drive

Panama City, FL 32408

$4,100,000

Active

8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408
8711 Surf Drive, Panama City, FL 32408

1 / 81

Beds
7
Baths
9
Square feet
4,715
Lot size (sq ft)
12,196
Year built
2025
Property type
A

Description

No HOA fees!! Looking for an Airbnb powerhouse, you've found it. With an experienced Airbnb host and aggressive pricing strategy, this fully furnished 7-bedroom, 8.5-bath Gulf-front beach house is built to support a high-capacity rental operation.

Built in 2025, the property features a heated private pool, parking for up to 9 vehicles, no HOA restrictions, and direct beachfront access. The seller is also building a new construction home next door, creating a unique opportunity for buyers interested in expanding their Gulf-front investment footprint.

The approximately 30 x 30 main living area is designed for large groups, with Gulf views from nearly every angle. The chef's kitchen centers around a 10 x 5 island with granite slabs imported from Brazil, dual refrigerators, wraparound seating, and a 75-inch wall-mounted TV. The home also includes 12 smart TVs, a 412-game arcade console, and a third-floor entertainment lounge with room for movies, games, a pool table, or air hockey. The primary suite features 16-foot ceilings, chapel windows overlooking the Gulf, and a private lounge with a coffee and wine bar.

More than $150,000 in designer furnishings, accessories, and custom window treatments contribute to the home's turnkey appeal and reduce the need for immediate setup. Hurricane-impact windows, a 10-foot sliding glass door, triple-pane Therma-Tru doors, and a commercial-grade fire suppression system with 24-hour monitoring add notable durability and safety features.

Listing details MLS# 977364

Location, Tax and Legal

Area
27 - Bay County
Sub area
2723 - Beach - South of Grand Lagoon
Subdivision
No Named Subdivision
County
Bay
Parcel ID
30195-000-000
Tax year
2024
Annual tax
14820
Legal description
See docs tab for full details. 6 4S 15W -8- 58B3 COM AT THE NW COR OF NE1/4 OF SW1/4 TH RUN S 1023.35' TH S54 DEG E 194.42' FOR POB TH RUN N35 DEG E 131.92' TO THE SLY R/W LINE OF SURF DR TH RUN S51 DEG E ALONG SAID R/W LINE 35.95' TH S52 DEG E 14.05' TH S35 DEG W 5' N51 DEG W 14.05' S35 DEG W 328.65' TO THE MEAN HIGH WATER LINE TH RUN N59 DEG W ALONG SAID MHWL 36.23' TH RUN N35
Zoning
Resid Single Family

General Property Info

Property type
Residential
Year built
2025
Acreage
0.28
Lot size (sq ft)
12196.8
Lot dimensions
Irregular
New construction
No
Condition
Construction Complete

Interior

Bedrooms
7
Bathrooms
9
Full baths
8
Half baths
1
Building area
4715
Heating
Central
Cooling
Ceiling Fans, Central Air
Flooring
Floor Tile
Interior features
Breakfast Bar, Ceiling Cathedral, Ceiling Crwn Molding, Kitchen Island, Newly Painted, Owner's Closet, Pantry
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Gas, Washer, Water Heater - Elect
Total rooms
12

Exterior and Site

Construction
Concrete, Frame, Siding CmntFbrHrdBrd
Roof
Roof Metal
Foundation
Foundation On Piling
Exterior features
Balcony, Columns, Pool - Gunite Concrt
Patio and porch
Deck Covered, Deck Open, Patio Covered
Pool features
Pool - In-Ground, Pool Type
Road surface
Paved
Road frontage
County Road

Utilities

Utilities
Electric, Gas - Natural, Public Water, TV Cable
Sewer
Public Sewer

Schools

Elementary
Breakfast Point
Middle school
Breakfast Point
High school
Arnold

Remarks and Misc

Directions
Heading east on Thomas Drive, turn right onto Joan Avenue, then take another right onto Surf Drive. The home is located next to Gulf Crest Condominiums, right on the gulf. It's also located less than half a mile near the old Spinnaker building, now home to new Tootsies.
MLS IDX Listing Disclosure © 2026

Schedule an Appointment

Your New property is
Just a Click Away!