8817 S Thomas Drive A608

Panama City Beach, FL 32408

$214,900

Active

8817 S Thomas Drive A608, Panama City Beach, FL 32408 - Pool, kids' pool, shuffle board, corn hole, covered and uncovered chairs overlooking beach, Snack and Drink Shack
Pool, kids' pool, shuffle board, corn hole, covered and uncovered chairs overlooking beach, Snack and Drink Shack
8817 S Thomas Drive A608, Panama City Beach, FL 32408 - Barn door leads to full bath, storage on opposite side
Barn door leads to full bath, storage on opposite side
8817 S Thomas Drive A608, Panama City Beach, FL 32408 - Updated lighting and shiplap
Updated lighting and shiplap
8817 S Thomas Drive A608, Panama City Beach, FL 32408
8817 S Thomas Drive A608, Panama City Beach, FL 32408
8817 S Thomas Drive A608, Panama City Beach, FL 32408
8817 S Thomas Drive A608, Panama City Beach, FL 32408
8817 S Thomas Drive A608, Panama City Beach, FL 32408
8817 S Thomas Drive A608, Panama City Beach, FL 32408 - Gated private beach access with wash off station, leads directly to the Snack Shack and Pool Deck
Gated private beach access with wash off station, leads directly to the Snack Shack and Pool Deck
8817 S Thomas Drive A608, Panama City Beach, FL 32408 - Take advantage of the natural views, & Gulf waters
Take advantage of the natural views, & Gulf waters
8817 S Thomas Drive A608, Panama City Beach, FL 32408
8817 S Thomas Drive A608, Panama City Beach, FL 32408
8817 S Thomas Drive A608, Panama City Beach, FL 32408
8817 S Thomas Drive A608, Panama City Beach, FL 32408
8817 S Thomas Drive A608, Panama City Beach, FL 32408
8817 S Thomas Drive A608, Panama City Beach, FL 32408
8817 S Thomas Drive A608, Panama City Beach, FL 32408
8817 S Thomas Drive A608, Panama City Beach, FL 32408 - These towering, communal balconies are located on each level - a unique architectural feature
These towering, communal balconies are located on each level - a unique architectural feature
8817 S Thomas Drive A608, Panama City Beach, FL 32408 - Pool, kids' pool, shuffle board, corn hole, covered and uncovered chairs overlooking beach, Snack and Drink Shack
Pool, kids' pool, shuffle board, corn hole, covered and uncovered chairs overlooking beach, Snack and Drink Shack
8817 S Thomas Drive A608, Panama City Beach, FL 32408 - Roaming security with controlled access (un-gated) - open and abundant parking
Roaming security with controlled access (un-gated) - open and abundant parking
8817 S Thomas Drive A608, Panama City Beach, FL 32408
8817 S Thomas Drive A608, Panama City Beach, FL 32408 - Seasonally run Snack and Drink Shack with rooftop sun deck
Seasonally run Snack and Drink Shack with rooftop sun deck
8817 S Thomas Drive A608, Panama City Beach, FL 32408 - Pool, kids' pool, shuffle board, corn hole, covered and uncovered chairs overlooking beach, Snack and Drink Shack
Pool, kids' pool, shuffle board, corn hole, covered and uncovered chairs overlooking beach, Snack and Drink Shack
8817 S Thomas Drive A608, Panama City Beach, FL 32408
8817 S Thomas Drive A608, Panama City Beach, FL 32408
8817 S Thomas Drive A608, Panama City Beach, FL 32408
8817 S Thomas Drive A608, Panama City Beach, FL 32408 - Newly updated equipment
Newly updated equipment
8817 S Thomas Drive A608, Panama City Beach, FL 32408 - Laundry facilities located throughout for ease of use
Laundry facilities located throughout for ease of use
8817 S Thomas Drive A608, Panama City Beach, FL 32408 - Grilling and picnic area
Grilling and picnic area
8817 S Thomas Drive A608, Panama City Beach, FL 32408 - Need a bigger chair? These will do!
Need a bigger chair? These will do!
8817 S Thomas Drive A608, Panama City Beach, FL 32408 - Break from the sun? Take advantage of the covered beachside chairs
Break from the sun? Take advantage of the covered beachside chairs
8817 S Thomas Drive A608, Panama City Beach, FL 32408 - Abundant, non-assigned parking
Abundant, non-assigned parking

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Baths
1
Square feet
489
Year built
1976
Property type
A

Description

Beachfront Unit under $215,000 🌴 Experience the ultimate beachfront lifestyle at Top of the Gulf, where you can walk to beachfront live music at Tootsies new Orchid Lounge and enjoy a remarkably low monthly HOA fee of just $525.00! Located directly on the 🏖️ sugar-white sands of the Emerald Coast, this *recently remodeled* coastal retreat delivers panoramic Gulf views, spectacular sunrises, and private beach access steps from your door. Spend your days swimming, paddleboarding, or exploring miles of pristine shoreline. After hours, unwind watching waves crash from massive communal balconies or hit a few balls at TopGolf, six miles west. Resort-style amenities feature a Gulf-front swimming pool, kids' pool, fitness center, game room, owners' lounge, BBQ areas, beachside snack & drink bar, shuffleboard, and property-wide Wi-Fi. Major community upgrades--including elevators, windows, doors, railings, and walkways--maximize value and long-term appeal. Perfectly situated on the desirable west end of Thomas Drive, you are minutes from top-tier restaurants, shopping, marinas, and golf. Stroll to Pineapple Willy's, savor fresh Gulf seafood, or explore St. Andrews State Park. Everyday essentials like Walmart, bakeries, dining, gas, and ice cream are completely walkable. Whether you are seeking a lucrative investment, a vacation getaway, or your own beachfront sanctuary, Top of the Gulf offers an unbeatable combination of location, premium amenities, and efficiency.

Listing details MLS# 1006606

Location, Tax and Legal

Area
27 - Bay County
Sub area
2723 - Beach - South of Grand Lagoon
Subdivision
TOP OF THE GULF CONDO
County
Bay
Parcel ID
34994-233-000
Tax year
2025
Annual tax
2584.86
Legal description
Top Of The Gulf Condo Unit A-608 Orb 504 P 566 Eff 1B 489 H&C Orb 4693 P 790

General Property Info

Property type
Residential
Year built
1976
Stories
8
New construction
No
Condition
Renovated, Construction Complete

Interior

Bedrooms
0
Bathrooms
1
Full baths
1
Half baths
0
Building area
489
Heating
Central
Cooling
Ceiling Fans, Central Air
Flooring
Floor Tile
Interior features
Owner's Closet
Appliances
Dishwasher, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Water Heater - Elect
Total rooms
4

Exterior and Site

Construction
Concrete
Exterior features
Balcony
Patio and porch
Deck Covered, Deck Open
Pool
No
Pool features
Pool Type
View
Gulf

Utilities

Utilities
Community Water, TV Cable
Sewer
Community Sewer

Schools

Elementary
Breakfast Point
Middle school
Breakfast Point
High school
Arnold

Association and Fees

Association
Yes
Association fee
525
Fee frequency
Monthly
Fee includes
Ground Keeping, Insurance, Internet Service, Licenses/Permits, Management, Repairs/Maintenance, Security, Sewer, Water, Cable TV, Trash

Remarks and Misc

Directions
Take middle beach road to Thomas Drive and turn right. Building will be the first one on the lefthand side. ''Top of the Gulf'' condo.

Documents

MLS IDX Listing Disclosure © 2026

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